Citi - Privacy

Privacy for Consumers at Citibank

Our goal is to maintain your trust and confidence when handling personal information about you.

YOU HAVE CHOICES
As a Citibank customer, you have the opportunity to make choices about how personal information about you may be shared. As you consider this, we encourage you to make choices that enable us to provide you with quality products and services that help you meet your financial needs and objectives.

SECURITY OF PERSONAL INFORMATION
The security of personal information about you is our priority. We protect this information by maintaining physical, electronic, and procedural safeguards that meet applicable law. We train our employees in the proper handling of personal information. When we use other companies to provide services for us, we require them to protect the confidentiality of personal information they receive.

CITIBANK'S INTERNET PRIVACY POLICY
This section explains our policy regarding any personal information you might supply to us when you visit this site. Our goal is to protect your information on the Internet in the same way that we protect it in all the other ways we interact with you: in branches, at ATMs, and on the phone. You can visit this site and find out about our products and services or use other value-added services without giving us any information about yourself.

There are instances where certain types of information may be requested from our customers via Citibank's website. These may occur when there is an online application for a specific banking product or for authentication into secure areas of the website. If you do provide personal information, please refer to the "Privacy for Consumers at Citigroup".

USE OF COOKIES
In order to provide better service or to address security hazards, we will occasionally use a "cookie". A cookie is a small piece of information which a Web site stores on your Web browser on your PC and can later retrieve. The cookie cannot be read by a Web site other than the one that set the cookie. We use cookies for a number of administrative purposes; for example, to store your preferences for certain kinds of information. Most cookies last only through a single session, or visit to our site. None will contain information that will enable anyone to contact you via telephone, e-mail, or any other means.

COOKIE FILTERS
You can set up your Web browser to inform you when cookies are set or to prevent cookies from being set. However, if you choose to reject cookies, you may not be able to use some of our online services or website features.

Your browser software may contain a feature which is intended to notify you of the cookie policies of the various web sites you visit. For example, the Microsoft Internet Explorer 6 browser software contained in Microsoft Windows XP contains a version of such a cookie-filtering device, commonly known as P3P. To learn more about P3P and how it may affect your online experience go to www.w3.org/P3P. Citibank has attempted to make our website compatible with the P3P privacy filtering tool. However, P3P is still an evolving standard and therefore, we are not responsible for any problems you may experience when using a P3P filter, or any discrepancies between the machine-coded statements of our privacy policy which are read by the P3P tool and the human readable policy which you see here and in the Privacy for Consumers at Citi. This Internet Privacy Policy and the Privacy for Consumers at Citi are the controlling documents to which you should refer if you have questions about Citibank's privacy policies.

COOKIES OF OTHER COMPANIES
We occasionally use other companies to set cookies on our web sites and gather cookie information for us. In some cases we will also use another company to operate web servers for our sites. We use the cookie information gathered by these companies in the same manner as stated in the previous section. The companies we use may not use these cookies for their own internal purposes or share the information gathered with anyone other than Citibank, in accordance with the terms of the contracts they have signed with us.

Because of the way in which P3P works, these companies must provide their own human-readable and machine-coded privacy statements regarding the cookies they set for us, or the web sites they operate for us. Because, as explained above, P3P is still an evolving standard, we are not responsible for the accuracy of such statements, any discrepancies between another company's machine-coded and human readable statements or any problems you may experience when using a P3P filtering tool.

PRIVACY NOTICE

For additional information about our Privacy Notice and your choices, please click here, or call us at (671) 477-2484 (CITI) or 1-866-688-2484 if you are calling from any where in the U.S.

NOTICE OF CHANGES

From time to time, we may change this Internet Privacy Policy. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.

EFFECTIVE DATE

This policy was last modified September 1,2009.